PRIVATE WEALTH MANAGEMENT – OUR OFFER TO YOU
To maintain and grow your wealth, you need the right guidance and plan – one that is tailored to you. That’s why at Private Wealth Management, we have partnered with a number of in-house and outsourced specialists who are dedicated to growing your wealth. We are supported by various service providers to provide a suite of solutions to you, including:
YOUR JOURNEY TOWARDS GREATER WEALTH CREATION BEGINS HERE
Our financial planners are there to assist clients to achieve their life aspirations and goals. We believe that this is a long-term journey and a relationship which should be based on mutual trust. If you want to create, manage or protect your wealth, we would like to partner with you on this journey.
TAKE CONTROL
With us, you have access to every aspect of personal financial planning. Whether it’s wealth protection, savings and investments, retirement, tax or estate planning.
We offer objective advice, as we have relationships with various solution providers and specialist partners including direct share portfolio management, fiduciary services (wills, trusts and estates) and short-term insurance.
Our financial planners will help ensure that you remain on-track to achieve all your investment and saving goals. As well as provide ongoing investor education, creating sustainable withdrawal strategies for after your retirement and ensuring overall tax efficiency.
INVESTMENT PLANNING
THE TRADITIONAL APPROACH:

Traditional investment planning uses the outcome of the risk profile questionnaire to construct an investment portfolio based on your risk appetite. The challenge with this approach is that it focuses on your risk outcome at the time, without considering the fact that your risk appetite could change over time depending on your circumstances. This approach also does not take into consideration what it is that you are trying to achieve – in other words, your goals. The outcome of the risk profile questionnaire, and therefore the solution recommended, may not align to your unique needs and goals.
HOW DOES LIFESTYLE FINANCIAL PLANNING DIFFER FROM THE TRADITIONAL APPROACH TO INVESTMENT PLANNING?

OUR ADVICE PHILOSOPHY
Our approach is the opposite of the traditional one. We take time to understand what is important to you and what you want to achieve. Once we have a clear understanding of what is important to you and what your desired lifestyle and goals are, we can identify the level of investment return that is required based on your current financial circumstances.
Your required investment return will determine the asset allocation of your investment strategy. This will lead to a conversation about the risk that you need to take to realise your goals. We look at risk holistically, in the context of what your lifestyle goals are, and by taking your circumstances into account. By completing the circle and carefully taking all of the above into account, we partner with our team of investment specialists, to make sure we give you clarity on the return required to achieve your lifestyle goals.
INVESTMENT STRATEGY
Your financial plan is underpinned by an investment strategy that will help you achieve your dreams and goals throughout your journey. It provides the link between your goals, the investment vehicles you choose and the return required to achieve your goals.
Our range of wealth management solutions is integrated into our advice process. “Inflation-plus” targeting strategies and solutions are at the heart of our wealth management solutions, along with:
• Multi-manager funds tailored to a specific investment strategy
• The ability to cater for different types of clients, with different time horizons and return objectives
• Employing best-of-breed asset managers, both locally and internationally
• Taking all costs into account.